Dating and money issues

I make a living helping people figure out their finances. So when it comes to bringing personal finance up in normal conversation, I’m totally cool with talking about things like how I spent too much money at REI this weekend and felt totally guilty about it or how the hell to roll over a 401k from your last job. While I love a good, honest conversation about finances, I feel like I’m in an interesting spot of getting to know someone’s money habits sooner rather than later.

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Maybe it’s because I talk about money all day, but I haven’t really found the sweet spot for when it’s okay to start talking about money or when it’s appropriate to throw money management into the equation of “desirable dating qualities.” Seems like everyone agrees that it’s not cool to talk debt and taxes on date number one.

What happens when someone we’re romantically involved with is bad with money? I suspect the answer depends in part whether you are dating or whether you are married.

However, if you open a joint account/loan of any kind with your spouse, his score will affect your approval and/or rates.

For example, if you want to get a house together you may not be approved for as favorable of a loan compared to if you applied for it by yourself.

Money is the number one problem in marriages and the number one cause of divorce.

This is worth repeating: Money is the number one problem in marriages and the number one cause of divorce.Friends with whom she shared her criteria acknowledged that money issues are important in any relationship—but they questioned whether it should trump everything else.Nevertheless, Chrissie was adamant: No money, no deal.Furthermore, your finances are merely a reflection of you. So, if your significant other is a financial mess, it’s almost guaranteed that other areas of his life are a mess, too.Perhaps the best way to proceed is with caution, bringing up money in a positive light and in a way that shows how it is important to you.And that poses an interesting question: does money matter when dating, especially early on?