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It also provides the option to automatically leave a tip.

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One caveat would be how widely the service is adopted by bars and restaurants that see lower volume than nightclubs and resort bars.

"I wish we had a problem of managing too many bar tabs!

But if you've ever left your credit card at a bar by mistake, or spent several minutes trying to flag down a harried bartender to close you out, there may be a new option. "We heard from so many bars and pubs who always have a number of credit cards left at the end of the evening, and we thought, 'we know how to address this,'" said Betty De Vita, the business head of Mastercard's Qkr platform.

An upgrade being rolled out this summer to Mastercard's mobile payments service will let people open, manage and close their tabs at participating bars and taverns completely through their phones, without having to hand over a credit card. De Vita also cited Mastercard survey data that it takes on average 12 to 15 minutes to close out a bill, time that could be used to serve more tables and customers.

The days of AOL, Yahoo, ICQ and IRC chat rooms may be done, but Sex Messenger is here to take their place! It’s actually a downloaded software that connects you to single men, single women and couples looking for a bit of fun that are in your neck of the woods.

Using their geo-locating software, as well as the zip code you enter, they’re able to zero in on singles (and those adventurous couples) that want some action tonight. You've had a few too many at a crowded bar and walk out without paying the tab.Your credit card and driver's license sit behind the cash register, leaving your personal info widely accessible while you sleep off those vodka tonics. Not the hangover pain — for that, you'll need aspirin. K., will be an upgrade to Mastercard's existing Qkr mobile payment service.But upgrading your Sex Messenger is where all the action is at.For as low as 19.95 per month, you can gain full access to all the options for Sex Messenger members, including free member to member webcam chats, unlimited messages (both sending and receiving), being able to add favorites to your chat screen as well as additional search criteria options to help you narrow down the hookup that’s right for you!The very first time I logged into Sex Messenger there were 53 ladies in my area. Remember the good ole days of chat messengers where you were able to quickly find great looking ladies in your area for a no strings attached hookup?