No credit card needed porn chats

While credit companies typically want you to pull out their credit card for a purchase, the payment networks -- American Express, Discover, Master Card and Visa -- won't approve so-called naughty purchases.These transactions are treated as high-risk activities or run afoul of federal law, even if state laws allow it.Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.

"Often retailers are reluctant to accept credit cards for lottery purchases (because) their sales commission is reduced by the swipe fees they would have to pay on the transaction."Visa and Master Card declined to comment on their policies toward purchases of lottery tickets.

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If you're looking for a little online titillation, don't use your American Express card for the experience.

The company doesn't allow its cardholders to purchase online pornography, even though it's federally legal, says Chao.

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Credit card brands always brag about their cards' ability to expand your purchasing power and vie with each other for the greatest universal acceptance worldwide. It turns out there are some things credit cards won't buy.

Remember Master Card's priceless slogan: "There are some things money can't buy. So you leave home without it, to riff off of American Express' catchphrase.

Visa declined to comment, while Master Card and Discover did not respond to inquiries about their online pornography purchase policies.

If you need chips for that high-stakes poker game in Las Vegas, better bring cash.

Visa and Master Card did not respond to requests for comment.